Alternative Lending

Having Difficulty Getting Approved?

Whether you are employed or in business these issues may be you:

Poor Credit, Defaults, Judgements or Discharged Bankrupt

Everybody deserves the opportunity to a fresh start.

Whether your credit history is not so good or you just don't fit in the box for a main stream Prime Loan we have a solution to help you get started again. Your credit history determines what type of finance you are eligible for.  We want to hear your story and individual situation.

Even if your finance has been declined by another lender, you may still be eligible for any of the following finance options whatever your circumstances:

  • Home loans
  • Vehicle Personal Loans
  • Plant and equipment finance
  • Commercial and Business Loans

Call our team today to discuss how you can get started again.

Lo-Doc and Alt-Doc

Loans for business, property purchases, plant & equipment or any other purpose where you may not be able to produce your latest financials. Usually secured by the equipment you purchase or by any property assets you own. Can be for most purposes.

  • Financials not up to date
  • Business diversification
  • Commercial Property Aquisitions
  • Company / Trust Purchases
  • Looking for a fresh start

Different Circumstances

Whether you are semi-retired or moving on in age. Maybe you’ve just entered the workforce again or you’ve just started a new business…

  • Adverse employment
  • Contractors
  • Subbies
  • Shift workers
  • Part time
  • Casual
  • Pensioners

We have an alternative for you with our large range of Alternative lenders and funders who are ready to hear your story. Our team has the expertise to fit your circumstance with the right solution to meet your needs.

Flexible Lending Options

  • Flexibility with income verification
  • Flexible employment history accepted
  • Alternative Finance facilities
  • No credit scoring
  • Unlimited debt consolidation, including ATO debt and business loans

Debtor Finance

Finance facilities which are funded through your billing accounts each month. Debtor finance provides you with an immediate payment of your billing up to 80% with the balance paid once your financier has received payment from your clients. You will incur a small fee from the balance due from your funder.

No need for loan facilities. No security as the funder will use your debtor list as security. No loss of cashflow due to slow payers.

Whether you experiencing cash flow issues, starting up a new line of products, or just wanting to free up capital debtor finance will help you grow and expand.

Out of the Box Lending

Most major lenders have reduced their appetite for applicants seeking finance for:

  • Property Development Loan
  • Regional Property acquisition
  • Rural Lifestyle Opportunities
  • Bridging Loan Finance
  • Owner Builder Finance
  • Multiple dwellings in body corporate sub-divisions

The list goes on.

If you have a project that doesn’t fit the mainstream Prime lenders Eureka Lending has an alternative for you. We have aligned our business with a panel of funders and lenders who can make your project become a reality. Take a moment to contact our team to discuss your options.

Fresh Start for All Purposes

There is a lender on our panel to suit almost all types of finance that you require.  Call our team now to discuss your funding needs and we will match you with a suitable finance facility that allows you to get on with business.

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